A Step-by-Step Guide to Securing and Managing a Construction Loan

Starting a new home build or undertaking a major renovation is a major commitment—and financing is a key part of that journey. A construction loan can provide the financial support needed to get your project off the ground and guide it to completion. But unlike traditional mortgages, construction loans follow a distinct process with multiple […]

What to Expect from the 2024 Real Estate Market

As we move into the new year, the real estate market is poised for another period of change. Factors such as mortgage rates, housing inventory, and pricing will play a major role in shaping the landscape. Whether you’re looking to buy or sell, understanding the key predictions for 2024 can help you prepare for what’s […]

The Future of AI in Finance: What to Expect in 2024

Artificial Intelligence (AI) has gained tremendous attention since the release of ChatGPT in late 2022. Its potential to transform various industries, including finance, has sparked widespread discussions throughout 2023. Financial institutions have become especially intrigued by AI’s capabilities, as it presents solutions to longstanding challenges while improving efficiency and customer satisfaction. In fact, banks have […]

Economic Outlook for 2025: Analyzing Trump’s Economic Plans

As we enter 2025, the political landscape has shifted with President-elect Trump preparing to take office once again. This change raises important questions about how his proposed policies could affect the U.S. economy in the coming years. While our previous economic outlook for 2025, titled “Three Yards and a Cloud of Dust,” remains our core […]

The Power of a Well-Structured Financial Plan in Retirement

As we move through 2025, it’s clear that uncertainty continues to weigh on the market. With trade tensions, economic slowdowns, and inflation concerns making headlines, retirees are rightfully questioning the safety of their retirement savings. Despite the volatility, one thing remains true: A well-crafted financial plan, like the ones created by your Mariner wealth advisor, […]

Banking-as-a-Service: The Future of Modern Banking Infrastructure

The landscape of modern banking is changing rapidly, and as financial institutions continue to adapt, Banking-as-a-Service (BaaS) has emerged as a key solution. Building a bank from the ground up is a complex, time-consuming, and costly process, especially with the regulatory requirements and infrastructure demands involved. However, with the rise of digital finance, both banks […]

Why Traditional Banks Must Adopt Blockchain in 2025

The time for blockchain to be considered merely an experiment is over. The next few years, particularly from 2024 to 2025, mark a pivotal moment in the institutional adoption of blockchain technology. As traditional banks, especially in the US and Europe, accelerate their engagement with blockchain, it’s clear that blockchain is no longer a speculative […]

10 Essential Tips for Real Estate Investing

Starting your journey as a real estate investor can be both exciting and overwhelming. Whether you’re looking to pursue it as a full-time career or as a side project, the process requires thorough research and careful planning. If you’re unsure of where to begin, we’ve got you covered with some of the most valuable real […]

The Power of a Bucketing Strategy for Retirement Planning

If you’ve successfully saved enough for retirement, congratulations! However, having a solid financial foundation is just part of the equation. Once you retire, managing your assets becomes crucial. You’ll need to balance risk, meet your living expenses, and make sure your portfolio grows in the long term. One of the most effective strategies to achieve […]

The Economic and Social Impacts of High National Debt

High national debt is a critical issue that influences a country’s economic stability and long-term growth. When a government borrows large sums of money, it can use these funds for infrastructure, social programs, or economic growth. However, excessive debt can lead to serious economic and social consequences, both in the short and long term. This […]