As we move into the new year, the real estate market is poised for another period of change. Factors such as mortgage rates, housing inventory, and pricing will play a major role in shaping the landscape. Whether you’re looking to buy or sell, understanding the key predictions for 2024 can help you prepare for what’s […]
Artificial Intelligence (AI) has gained tremendous attention since the release of ChatGPT in late 2022. Its potential to transform various industries, including finance, has sparked widespread discussions throughout 2023. Financial institutions have become especially intrigued by AI’s capabilities, as it presents solutions to longstanding challenges while improving efficiency and customer satisfaction. In fact, banks have […]
As we enter 2025, the political landscape has shifted with President-elect Trump preparing to take office once again. This change raises important questions about how his proposed policies could affect the U.S. economy in the coming years. While our previous economic outlook for 2025, titled “Three Yards and a Cloud of Dust,” remains our core […]
As we move through 2025, it’s clear that uncertainty continues to weigh on the market. With trade tensions, economic slowdowns, and inflation concerns making headlines, retirees are rightfully questioning the safety of their retirement savings. Despite the volatility, one thing remains true: A well-crafted financial plan, like the ones created by your Mariner wealth advisor, […]
The landscape of modern banking is changing rapidly, and as financial institutions continue to adapt, Banking-as-a-Service (BaaS) has emerged as a key solution. Building a bank from the ground up is a complex, time-consuming, and costly process, especially with the regulatory requirements and infrastructure demands involved. However, with the rise of digital finance, both banks […]
The time for blockchain to be considered merely an experiment is over. The next few years, particularly from 2024 to 2025, mark a pivotal moment in the institutional adoption of blockchain technology. As traditional banks, especially in the US and Europe, accelerate their engagement with blockchain, it’s clear that blockchain is no longer a speculative […]
Starting your journey as a real estate investor can be both exciting and overwhelming. Whether you’re looking to pursue it as a full-time career or as a side project, the process requires thorough research and careful planning. If you’re unsure of where to begin, we’ve got you covered with some of the most valuable real […]
If you’ve successfully saved enough for retirement, congratulations! However, having a solid financial foundation is just part of the equation. Once you retire, managing your assets becomes crucial. You’ll need to balance risk, meet your living expenses, and make sure your portfolio grows in the long term. One of the most effective strategies to achieve […]
High national debt is a critical issue that influences a country’s economic stability and long-term growth. When a government borrows large sums of money, it can use these funds for infrastructure, social programs, or economic growth. However, excessive debt can lead to serious economic and social consequences, both in the short and long term. This […]
Over my four-decade career in professional investment practice, I’ve had the privilege of observing the evolution of the financial markets in the United States. From the highs to the lows, the journey has been filled with remarkable experiences. What stands out the most is the persistent decline in inflation and interest rates that has transformed […]
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